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The maximum 2022 conforming mortgage loan limit in Florida is $647,200, for a single-family home.  We specialize in mortgages above the conforming loan limit with as little as 5% down up to a sales price of $915,000!  10% down up to $2,500,000.

Are You Looking For More Options For Your Jumbo Mortgage?

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We are also available anytime at:  254-324-9967

We're here to answer all of your questions about jumbo mortgages!

Frequently Asked Questions

A jumbo mortgage is a home loan for an amount that exceeds conforming loan limits established by the federal housing finance agency. The conventional loan limit is $647,200 in Florida.

-Borrowers can now put as little as 5% down up to a $830,000 sales price

-Minimum credit scores of 620 are eligible on some non qm jumbo products.

We specialize in jumbo mortgages in Florida.  Most conventional lenders require a 20% down payment above the max conventional loan amount of $548,250.  We will work with your situation so you can keep more money in your pocket.

These programs are available in all of Florida.

Yes! We lend on jumbo mortgages for self employed borrowers. This includes, for example, business owners, doctors, attorneys, and dentists. Must be in business for at least one year. Your monthly income is calculated based on your monthly bank deposits not your taxes. Refinance options available too!

We now have jumbo mortgage options for buyers with credit scores down to 620! The lower your credit score the more you will need to put down.  Refinance cash options are also available for scores down to 620.

Yes!  We now have no documentation investment jumbo cash out options.  This means the underwriting approval is based on the property.

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Jose E Branch Manager, Branch Manager | NMLS#352033|FL License LO13284